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Using credit scores to gauge interest

For decades, Thai banks have relied on borrowers’ monthly income to decide how much interest they should pay on personal loans. Now an individual’s credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.

Crypto exchange KuCoin receives stay of execution

The future of KuCoin Thailand, formerly known as ERX, hangs in the balance as the securities regulator has extended the company’s capital injection deadline to March 30, 2026, giving the embattled digital asset platform a final window to secure fresh funding or face possible closure.

‘If mass migration works, why isn’t Britain thriving?’

Lionel Shriver on ‘A Better Life’: https://youtu.be/GIE-J7aVnLs?si=IO47bf6sCcQnaEP7 *About spiked:* Founded in 2000, _spiked_ was a pioneer of 21st-century journalism – the first online-only political magazine in the UK. Now edited by Tom Slater, _spiked_ reaches millions around the world with hard-hitting articles, incisive essays and a growing roster of podcasts and videos. The _spiked_ story…